🤖 What Is the AI Assistant and How Do I Use It?

Smart answers from your books, instantly — right from your phone.

If you're on the Hedgi Pro or Agentic plan, the AI Assistant is your personal bookkeeping analyst. It answers practical questions about your business finances, bills, cash flow, and deductions — with logic drawn from your actual transaction data.

Built into the mobile app, it works like a conversation, but with financial clarity behind every response.

📱 How to Access the Assistant (Mobile)

1. Tap the 💬 “Ask Hedgi” button in the lower-right corner of the mobile app

2. Use one of the built-in prompts — or ask your own question

3. Get instant answers, securely and clearly explained

🧠 What Can I Ask?

The assistant supports 14 powerful prompts, each tuned to small business financial workflows:

💸 Spending Insights

1. Top Categories Last Month
   Ranks your 3 largest expense categories and compares them to your 3-month average. Flags if any are unusually high.

2. Large/Unusual Purchases
   Flags big or unexpected expenses (e.g. $1,200 to a new vendor). Suggests reviewing business justification.

3. Average Daily Spending
   Calculates daily burn rate, flags high-spend days, and tracks whether spending is improving.

📊 Income & Cash Flow

1. Total Income and Expenses
   Shows categorized income, expenses, net profit/loss, and margin %.

2. Cash Flow Status
   Labels your cash flow as “Healthy,” “Stable,” or “Needs Attention,” with clear next steps.

3. Net Savings/Profit
   Evaluates your monthly profit as a % of income and recommends if margin is low.

🧾 Bills, Invoices & Recurring

1. Bills/Subscriptions Paid
   Lists all recurring bills and flags new/increased ones. Warns if recurring costs exceed 20% of your spending.

2. Duplicate or Unused Subscriptions
   Flags duplicate charges or services you may not be using anymore.

🚩 Alerts & Watchlist

1. Suspicious or Duplicate Transactions
   Spots duplicates or rare vendors with big charges. Suggests checking with bank if unfamiliar.

2. Late, Overdraft, or Penalty Fees
   Lists all bank fees. Flags recurring penalties and gives cost-avoidance advice.

📈 Trends & Reports

1. One-Page Monthly Summary
   A clean overview of income, expenses, profit, and what changed from last month — with 1 actionable focus.

2. Highest Spending Day
   Shows when you spent the most, what on, and whether it’s a one-off or pattern.

💡 Suggestions & Planning

1. Where to Cut Costs/Save
   Suggests 3 personalized cost-saving opportunities with estimated monthly savings.

2. % of Income Kept
   Shows how much of your revenue you kept. Encourages improvement or growth strategy.

🔐 Built for Clarity, Not Complexity

• Every answer is grounded in your categorized ledger and monthly summary

• Responses follow plain-language templates, not vague AI chatter

• Logic includes IRS deductibility, trends, and cash flow health