🦍 OBBB Play: How to Fund a Trump Account for Your Kid (Even If They’re Still in Diapers)
You ever see a baby gorilla with a tax-free savings account? Neither have we… until now.
Thanks to the One Big Beautiful Bill (OBBB), small business owners can fund a Trump Account for their kids — even if those kids are still eating mashed bananas and can’t spell “IRA.”
🚀 The Big News: No Work Required
Unlike Roth IRAs, Trump Accounts don’t require earned income.
That means you can set aside up to $2,500/year per child — tax-free — with zero need for your kid to actually work in the family business.
No age minimum.
No earned income.
Contributions are not taxable to you, your spouse, or your kid.
Even your employee’s children can qualify!
Hedgi makes sure your books and benefits stay IRS-proof, so you never worry about Kiddie Tax or phaseout games.
🍼 Bonus: Free $1,000 for Newborns
If your little one is born between 2025 and 2028, opt in for a $1,000 government match.
No paperwork nightmares. No clawbacks. Just real, free money for your family — and yes, gorilla babies qualify (if they have a Social Security Number).
đź’ˇ SMB Pro Moves
Put your spouse or teen child on payroll for real work (admin, social, deliveries, etc.)
Combine family wages, Trump Account contributions, and even solo 401(k) or Roth IRA savings (if they qualify by age)
Hedgi tracks every contribution, payroll, and deduction — automatically
Just don’t try to reclassify your own owner wages as “child contributions.” The IRS is wise to that trick, and even the gorillas know better.
🦔 Why Use Hedgi?
Tag every Trump Account contribution, match, and payroll benefit
Export reports for your accountant — or for your own peace of mind
Keep every tax-advantaged dollar in the family, audit-proof and hassle-free
🎯 Bottom Line
This is the tax break every SMB parent has dreamed of — no work required, just smart planning.
Want to see how much you can save?
Get on the Hedgi waitlist.
We’ll help you set it up, fund it, and keep your baby gorilla rolling in tax-free bananas.